Payment infrastructure banks can build on.
QCB builds and runs the software behind card acceptance — POS fleet management, transaction routing and multi-bank gateways — for banks, acquirers and fintech companies. Certified, hosted or on-premise.
One platform for card acceptance, certified end to end.
QCB complies with global payment standards for chip, contactless and other card types. It meets PCI PA-DSS, PCI DSS Level 1 and Visa PIN Security requirements — and its P2PE compliance shortens PCI DSS certification for your merchants.
On-land payments
Transaction routing, terminal network management, real-time monitoring, remote updates and data exchange with the processing centre — across terminal brands.
eCommerce & remittance
Secure online transactions and cross-border money transfers, running on the same gateway as your physical estate.
Core banking
Tools for daily banking operations, paired with best-in-class hardware and bespoke software for banks and financial institutions.
Certified to work with these processing hosts
Key functionality
Infrastructure as a Service
Run the full stack in our certified environment and skip the build. Hardware security modules, key ceremonies, host connectivity and compliance evidence are handled by us — you keep the merchant relationship.
Built for scale, priced for margin
The system delivers standard EFTPOS functionality with additional features for Visa, lowering the operating cost of hardware and service software infrastructure — and lifting revenue per terminal.
Our payment gateway was developed in line with international payment system requirements for chip-based, contactless and other card types.
It meets PCI PA-DSS, PCI DSS Level 1 and the PIN Security Programme, and is P2PE compliant — which simplifies PCI DSS Level 1 certification for merchants considerably.
QCB develops, implements and supports solutions for payment card acceptance and POS terminal network management — administration and control of EFTPOS estates, transaction delivery, and real-time monitoring of transactions and terminal health.
The solution satisfies the requirements of VISA International, Mastercard International, American Express, China Union Pay and Diners Club, and supports local payment systems and non-payment instruments.
Hardware, supplied and certified
HSM
Hardware security modules provide encryption processing and protection for the keys and applications behind your critical security processes — easy to integrate, flexible and scalable as your compliance needs evolve.
Smart POS terminals
Take payments on the spot, print receipts only when needed, and give merchants the apps that help them run and grow the business.
Card machines
A full range of countertop, portable and mobile payment devices, running on Linux or traditional terminal operating systems.
Banks face an imminent need to upgrade their payments infrastructure.
Rising end-user expectations, alternative payment networks and regulatory change — the UK's New Payments Architecture, RTGS renewal for high-value payments, wider ISO 20022 adoption — are all forcing the issue.
Under competitive and disruptive pressure, the shrewd move is to use this cycle to build a payments platform grounded in the future rather than patch the present.
Infusing cloud, digital currency, biometric authentication and AI into these platforms enables modern, compliant and more secure payments that meet buyer expectations.
We help banks modernise their payments platforms — creating efficient clearing and settlement that makes open, innovative and secure payment experiences possible.
QCB was founded in 2018. Today we build the software that manages POS terminal fleets and routes transactions for banks and acquirers.
We are specialists in acquiring and payments, operating as a Terminal Service Provider in the EU. We run acquiring networks as an outsourced service in several countries and advise organisations building their own.
As a TSP in the EU, QCB meets PCI DSS Level 1 compliance requirements and Visa PIN Security certification every year.
Tell us about your acquiring estate.
Send a short brief and we will come back with a technical fit assessment and next steps.
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